Carpenter Morse Group offers an array of critical services to meet your retirement plan administrative needs. For more detailed information on our services, we encourage you to contact us directly.

Our services include:

Administrative Support and Consulting Services

  • High touch client service with one dedicated Plan Consultant (No call centers!)
  • Plan Design Consultation every year.
  • Daily & annual assistance with calculating and allocating appropriate deductible contributions. Actuarial consultants on staff for Defined Benefit calculations and required reporting.
  • Timely completion of annual non-discrimination testing.
  • Trust accounting and proper allocation of investment gains and losses.
  • Annual calculation of Plan’s Top-Heavy status and minimum funding requirements.
  • Employee Benefit Statements and all required participant reporting.
  • Full Service Distribution / Loan processing and 1099-R preparation.
  • Timely Preparation of required annual IRS filings, Form 5500, Form 5558, Form 5330, etc..
  • An annual or semiannual meeting with Fiduciaries of Plan to ensure Plan is operating in an efficient, cost-effective manner.
  • IRS and DOL Audit Assistance.

Plan Document Services

  • Initial plan design
  • Preparation of IRS pre-approved Volume Submitter Plan Document (Document not proprietary. May be used with any investment company)
  • Preparation of Summary Plan Description
  • Preparation of supporting forms (i.e. enrollment and beneficiary forms)
  • Plan termination submissions
  • Timely IRS required amendments and restatements as needed
  • Notification of upcoming required amendments

For more information on Carpenter Morse Group, contact us today!